Carey James

About Carey James

Carey James is an American financial advisor and the President and Owner of James Financial, a family office based in Arroyo Grande, California. He has worked in the financial services industry for forty years and specializes in long term financial planning, family wealth continuity, and charitable giving strategies.

James grew up in a household where financial advising was part of daily life. His father worked in the profession, which influenced James’ early understanding of planning, discipline, and responsibility. This background shaped his decision to enter the field and later build a firm centered on multigenerational client relationships.

He earned a Bachelor of Arts in Communications from Chico State University, with an emphasis in Television Journalism and a minor in Speech and Drama. His academic training supports his focus on clear and practical communication. He is known for explaining financial concepts in straightforward language to help clients make informed decisions.

Throughout his career, James has advised families through a wide range of economic cycles and life events. His work often involves coordinating long term investment planning with estate considerations and philanthropic goals. He manages Charitable Remainder Trusts and Donor Advised Funds and advises clients on contributions to qualified 501c3 organizations.

James Financial operates as a family office, with James working alongside his wife and daughter, both of whom are also financial advisors. The firm emphasizes steady planning, routine financial review, and education for younger generations.

Outside of his professional work, James enjoys traveling, reading, scuba diving, skiing, and mountain biking. He continues to focus his career on helping families maintain financial stability over time.